Financing a property

Every property page can include a Funding Options section. Scroll down on the listing to find it. Depending on what the portal has switched on, you will see one or both of:

• Coast 2 Coast — request real funding for the deal, and follow it as they work it.
• Kiavi — an interactive calculator to size the deal up yourself.

You can see the Coast 2 Coast tab, and try your own figures in it, without signing in. The Kiavi calculator needs you to be signed in.

Requesting funding from Coast 2 Coast

Coast 2 Coast Capital fund up to 100% of the purchase price on wholetail deals, over a 90 or 180 day term.

The Coast 2 Coast tab shows the deal measured against their published criteria: a minimum loan amount, a maximum after-repair value, and a maximum loan-to-after-improved-value. Two of those figures are yours to set:

• Loan — what you are asking them to fund. It starts at the asking price.
• ARV — the after-repair value the deal is underwritten against. It starts from the listing's figure where there is one.

Type over either box and the ticks, the percentage and the verdict update as you type. The numbers you can see are the numbers that get sent.

Not signed in? Press Request funding from Coast 2 Coast anyway. You'll be taken to sign in (or create an account, if this portal allows it), then brought straight back to the same property, on the Funding Options section, with the figures you typed still in the boxes. Nothing is sent until you press the button again as a signed-in investor.

The read-out is advisory. A deal outside the published criteria can still be sent, and Coast 2 Coast make the final call. Sending is not a loan offer or a credit decision: it opens a file with them, and they follow up with you directly.

Following your request

Once sent, the tab shows how far the request has got, from Sent to Coast 2 Coast through to Funded. Coast 2 Coast update it as they work your file.

My Funding appears in the navigation once you have sent your first request. It lists every request you have made, newest first, each with its own progress and figures.

A request that stops before funding is shown as exactly that. It never reads as closed, and Coast 2 Coast can tell you what it would take to restart it.

Emails about your request

Each request emails you when its status moves. The email's View your request button opens My Funding; if you are signed out, you sign in first and land back there. Turn the emails off with the Email me when this request changes checkbox, on the request itself.

The setting is per request, so you can follow one deal closely and stay quiet on another. These are updates about something you asked for, so they are separate from any marketing email preference: turning off marketing email does not stop them, and this checkbox is how you stop them.

You can send more than one request on the same property if you need to. Each one is its own file with Coast 2 Coast.

The lending calculator

• Sign in to your investor account to see it — signed-out visitors get a sign-in prompt in its place.
• Switch between the Bridge / Fix & Flip and Rental / DSCR tabs — each is Kiavi's own calculator, embedded live.
• Quote numbers and the Apply step happen inline, hosted by Kiavi.

The numbers are estimates to help you size up the deal; they are not a loan offer or a credit decision.

Don't see a funding option?

Each lender appears only when the organization running the portal has switched it on, and only once you're signed in. If a tab is missing on a property, that portal has not turned that lender on.

Coast 2 Coast also needs the listing to have a transaction behind it. On a property that is not yet at that stage, the Coast 2 Coast tab tells you it isn't ready for a funding request yet. If the tab says it could not load, use Try again. On a listing the portal only shows to signed-in investors, it offers a sign-in link instead.

You can still request more info or submit an offer.

Note: the previous Request Funding window (with the Renovo one-click handoff) has been retired from the portal. Renovo introductions are now made by your LeftMain agent from the Transaction record in Salesforce.